Privacy Policy – ZH88

Effective Date: 2025

This Privacy Policy explains what information ZH88 collects from users, how it is used, who it may be shared with, and what rights users have over their own data.

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1. Information We Collect

At Registration

Mobile phone number — used as the permanent account identifier

Username

Password — stored using one-way encryption, never readable by any staff member

Date of birth

At Identity Verification

CNIC number, passport number, or equivalent government ID

Document image submitted through the secure upload channel

Full legal name as shown on the submitted document

During Account Funding and Reward Transfers

JazzCash or EasyPaisa wallet number, or bank account details

Transaction amounts, dates, and reference numbers

Payment confirmation data from the payment provider

During Platform Use

Formats accessed, session durations, and activity records

Promotional credit events and reward tier point accumulation

Event participation and leaderboard activity

Automatically From the App and Website

Device model and Android version

App version in use at time of activity

IP address at login

Connection type and mobile carrier

Crash logs and error reports from technical issues

From Support Interactions

Content of conversations through WhatsApp, in-app chat, or email

Documents or screenshots shared with the support team

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2. Why We Collect This Data

Registration data creates and identifies the user account

Verification data confirms identity and age as required by our user protection standards

Payment data processes account top-ups and reward transfers and maintains financial records

Activity data runs the reward tier system, calculates promotional credit eligibility, and supports responsible use monitoring

Device data identifies unusual access patterns and supports technical diagnosis

Support records maintain a service history for accurate follow-up

Contact details send promotional messages only where the user has not opted out — opt-out is available at any time

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3. Who We Share Data With

ZH88 does not sell user data. Sharing is limited to the following.

Payment partners: JazzCash, EasyPaisa, and associated bank services receive only the data required to process a transaction

Infrastructure providers: Hosting services are bound by confidentiality agreements and cannot use ZH88 user data independently

Security services: Limited activity data is shared with fraud detection providers to identify unusual access patterns

Legal authorities: Data is provided only when required by a valid court order or regulatory obligation

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4. Data Retention

Active account and activity data is held for the lifetime of the account

Financial transaction records are kept for a minimum of five years

Support conversation logs are retained for three years

Non-financial personal data is deleted within 90 days of account closure, subject to any legal hold

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5. Data Security

All data between the user’s device and ZH88 servers travels under SSL/TLS encryption

Passwords are hashed using one-way cryptography — no staff member can read or recover them

Internal data access is restricted to personnel with a verified operational need

Security practices are reviewed regularly

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6. User Rights

Access: Request a summary of the personal data ZH88 holds on your account

Correction: Request that inaccurate data be updated

Deletion: Request erasure of data not subject to a legal retention requirement

Portability: Request data in a readable, transferable format

Opt-out: Stop promotional communications at any time through app settings or support

Requests are submitted through the Contact Us page and responded to within 14 days.

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7. Cookies

Session cookies maintain login state and display preferences during each visit

Analytics cookies collect anonymized navigation data to support site improvements

No third-party advertising trackers or retargeting cookies are used

Cookie preferences are adjustable in browser settings — disabling essential cookies affects basic site functionality

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8. Users Under 18

ZH88 does not knowingly collect or hold data from users under 18. Accounts identified as belonging to minors are closed immediately under the Age Verification policy.

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9. Policy Updates

Updates are posted on this page with a revised effective date. Significant changes are communicated through in-app notification or registered contact details.